Navient (NASDAQ:NAVI) Posts Earnings Results, Misses Expectations By $0.01 EPS

Navient (NASDAQ:NAVI) issued its quarterly earnings results on Wednesday. The credit services provider reported $0.25 EPS for the quarter, missing the consensus estimate of $0.26 by ($0.01), Zacks reports. Navient had a net margin of 1.71% and a return on equity of 8.62%. Navient updated its FY 2025 guidance to 1.000-1.200 EPS.

Navient Trading Down 3.2 %

NAVI stock opened at $14.28 on Thursday. Navient has a fifty-two week low of $12.73 and a fifty-two week high of $18.36. The stock has a market capitalization of $1.53 billion, a price-to-earnings ratio of 20.75 and a beta of 1.43. The company has a debt-to-equity ratio of 16.59, a current ratio of 9.49 and a quick ratio of 9.49. The business has a fifty day moving average price of $14.22 and a 200 day moving average price of $15.01.

Navient Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Friday, December 20th. Investors of record on Friday, December 6th were given a $0.16 dividend. This represents a $0.64 annualized dividend and a yield of 4.48%. The ex-dividend date of this dividend was Friday, December 6th. Navient’s dividend payout ratio (DPR) is presently 92.75%.

Wall Street Analysts Forecast Growth

NAVI has been the subject of several recent analyst reports. Seaport Res Ptn raised Navient from a “hold” rating to a “strong-buy” rating in a research report on Tuesday, January 21st. Barclays lifted their target price on shares of Navient from $10.00 to $11.00 and gave the company an “underweight” rating in a research note on Tuesday, October 8th. TD Cowen reduced their target price on Navient from $14.00 to $13.00 and set a “sell” rating for the company in a report on Friday, November 1st. Bank of America reduced their price objective on shares of Navient from $17.00 to $16.00 and set a “neutral” rating for the company in a research note on Tuesday, December 24th. Finally, StockNews.com upgraded shares of Navient from a “hold” rating to a “buy” rating in a research note on Friday, November 1st. Two investment analysts have rated the stock with a sell rating, four have given a hold rating, one has given a buy rating and one has issued a strong buy rating to the company’s stock. According to data from MarketBeat, the company has a consensus rating of “Hold” and a consensus price target of $14.58.

Insider Activity at Navient

In related news, EVP Stephen M. Hauber sold 10,000 shares of the firm’s stock in a transaction dated Wednesday, November 6th. The stock was sold at an average price of $15.00, for a total value of $150,000.00. Following the transaction, the executive vice president now owns 256,883 shares in the company, valued at $3,853,245. This trade represents a 3.75 % decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. 27.99% of the stock is currently owned by company insiders.

Navient Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.