What is Seaport Res Ptn’s Estimate for Affirm Q3 Earnings?

Affirm Holdings, Inc. (NASDAQ:AFRM) – Equities research analysts at Seaport Res Ptn issued their Q3 2025 EPS estimates for Affirm in a note issued to investors on Monday, March 24th. Seaport Res Ptn analyst J. Cantwell anticipates that the company will post earnings per share of ($0.04) for the quarter. Seaport Res Ptn currently has a “Hold” rating on the stock. The consensus estimate for Affirm’s current full-year earnings is ($0.18) per share. Seaport Res Ptn also issued estimates for Affirm’s Q4 2025 earnings at $0.08 EPS, FY2025 earnings at ($0.01) EPS, Q1 2026 earnings at $0.21 EPS, Q2 2026 earnings at $0.13 EPS and FY2026 earnings at $0.33 EPS.

AFRM has been the subject of several other reports. Deutsche Bank Aktiengesellschaft lifted their price target on Affirm from $45.00 to $75.00 and gave the company a “hold” rating in a report on Monday, December 16th. The Goldman Sachs Group decreased their target price on shares of Affirm from $90.00 to $56.00 and set a “buy” rating for the company in a research report on Tuesday, March 18th. William Blair began coverage on shares of Affirm in a report on Wednesday, January 15th. They set an “outperform” rating on the stock. UBS Group upped their price objective on shares of Affirm from $46.00 to $62.00 and gave the stock a “neutral” rating in a report on Friday, February 7th. Finally, Royal Bank of Canada raised their target price on Affirm from $67.00 to $81.00 and gave the company a “sector perform” rating in a report on Friday, February 7th. Eight research analysts have rated the stock with a hold rating, twelve have given a buy rating and one has issued a strong buy rating to the stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $69.76.

Affirm Stock Performance

Shares of NASDAQ AFRM opened at $48.32 on Thursday. The company has a debt-to-equity ratio of 2.68, a current ratio of 11.26 and a quick ratio of 11.26. Affirm has a one year low of $22.25 and a one year high of $82.53. The business’s 50-day moving average price is $60.35 and its two-hundred day moving average price is $56.27. The company has a market capitalization of $15.37 billion, a P/E ratio of -74.34 and a beta of 3.63.

Affirm (NASDAQ:AFRM) last posted its quarterly earnings results on Thursday, February 6th. The company reported $0.23 EPS for the quarter, beating the consensus estimate of ($0.21) by $0.44. Affirm had a negative net margin of 7.10% and a negative return on equity of 7.25%.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently bought and sold shares of AFRM. Durable Capital Partners LP increased its holdings in Affirm by 97.3% in the 4th quarter. Durable Capital Partners LP now owns 5,858,283 shares of the company’s stock valued at $356,769,000 after buying an additional 2,888,827 shares during the period. Norges Bank bought a new stake in Affirm in the fourth quarter valued at about $139,949,000. Capital International Investors bought a new stake in Affirm in the fourth quarter valued at about $100,030,000. Foxhaven Asset Management LP acquired a new position in Affirm in the fourth quarter worth about $80,917,000. Finally, Voloridge Investment Management LLC bought a new position in Affirm during the fourth quarter worth about $76,738,000. 69.29% of the stock is owned by institutional investors.

Insider Transactions at Affirm

In other Affirm news, Director Christa S. Quarles sold 5,000 shares of the company’s stock in a transaction that occurred on Friday, February 14th. The stock was sold at an average price of $80.00, for a total value of $400,000.00. Following the completion of the transaction, the director now owns 137,325 shares of the company’s stock, valued at $10,986,000. This represents a 3.51 % decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, Director Noel Bertram Watson sold 2,500 shares of Affirm stock in a transaction that occurred on Monday, March 17th. The stock was sold at an average price of $45.78, for a total value of $114,450.00. Following the sale, the director now directly owns 38,997 shares in the company, valued at $1,785,282.66. The trade was a 6.02 % decrease in their position. The disclosure for this sale can be found here. Over the last quarter, insiders have sold 62,301 shares of company stock worth $3,920,543. Insiders own 12.41% of the company’s stock.

Affirm Company Profile

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.