Head-To-Head Analysis: HealthEquity (NASDAQ:HQY) & Kingold Jewelry (OTCMKTS:KGJI)

HealthEquity (NASDAQ:HQY) and Kingold Jewelry (OTCMKTS:KGJI) are both medical companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, earnings, valuation, institutional ownership, analyst recommendations, dividends and profitability.

Valuation & Earnings

This table compares HealthEquity and Kingold Jewelry”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HealthEquity	$1.20 billion	6.27	$55.71 million	$1.09	79.78
Kingold Jewelry	N/A	N/A	N/A	N/A	N/A

HealthEquity has higher revenue and earnings than Kingold Jewelry.

Insider and Institutional Ownership

99.6% of HealthEquity shares are owned by institutional investors. 2.2% of HealthEquity shares are owned by insiders. Comparatively, 27.3% of Kingold Jewelry shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current ratings and recommmendations for HealthEquity and Kingold Jewelry, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HealthEquity	0	1	11	1	3.00
Kingold Jewelry	0	0	0	0	0.00

HealthEquity currently has a consensus target price of $112.23, indicating a potential upside of 29.06%. Given HealthEquity’s stronger consensus rating and higher possible upside, equities analysts clearly believe HealthEquity is more favorable than Kingold Jewelry.

Profitability

This table compares HealthEquity and Kingold Jewelry’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HealthEquity	8.41%	9.70%	6.08%
Kingold Jewelry	N/A	N/A	N/A

Summary

HealthEquity beats Kingold Jewelry on 9 of the 10 factors compared between the two stocks.

About HealthEquity

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, receive personalized benefit information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

About Kingold Jewelry

Kingold Jewelry, Inc. designs, manufactures, and sells 24-karat gold jewelry and Chinese ornaments in the People’s Republic of China. The company offers a range of in-house designed products, including gold necklaces, rings, earrings, bracelets, gold bars, and pendants. It also invests in gold. The company sells its products to wholesalers, distributors, and retailers under the Kingold brand. Kingold Jewelry, Inc. was founded in 2002 and is based in Wuhan, the People’s Republic of China.