nCino (NASDAQ:NCNO) Updates FY 2026 Earnings Guidance

nCino (NASDAQ:NCNO) updated its FY 2026 earnings guidance on Tuesday. The company provided earnings per share guidance of 0.660-0.690 for the period, compared to the consensus earnings per share estimate of 0.880. The company issued revenue guidance of $574.5 million-$578.5 million, compared to the consensus revenue estimate of $613.4 million. nCino also updated its FY26 guidance to $0.66-0.69 EPS.

Wall Street Analysts Forecast Growth

Several equities research analysts recently commented on NCNO shares. Raymond James cut their target price on shares of nCino from $42.00 to $32.00 and set an “outperform” rating on the stock in a research report on Wednesday. UBS Group set a $40.00 price target on nCino in a research note on Friday, March 28th. Keefe, Bruyette & Woods reduced their target price on nCino from $44.00 to $40.00 and set an “outperform” rating on the stock in a report on Friday, March 28th. Piper Sandler lowered their price target on shares of nCino from $38.00 to $28.00 and set a “neutral” rating for the company in a report on Wednesday. Finally, Bank of America lowered shares of nCino from a “buy” rating to a “neutral” rating and set a $22.00 price objective on the stock. in a research note on Wednesday. Ten analysts have rated the stock with a hold rating and seven have issued a buy rating to the stock. According to data from MarketBeat.com, the stock presently has an average rating of “Hold” and an average target price of $31.13.

nCino Stock Performance

NCNO opened at $22.59 on Thursday. nCino has a 1-year low of $18.75 and a 1-year high of $43.20. The company has a market cap of $2.62 billion, a price-to-earnings ratio of -132.87, a PEG ratio of 5.77 and a beta of 0.66. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.20. The company’s fifty day moving average price is $31.02 and its two-hundred day moving average price is $34.12.

nCino (NASDAQ:NCNO) last posted its earnings results on Tuesday, April 1st. The company reported $0.12 earnings per share for the quarter, missing analysts’ consensus estimates of $0.18 by ($0.06). nCino had a negative net margin of 3.46% and a positive return on equity of 1.62%. The company had revenue of $141.37 million during the quarter, compared to the consensus estimate of $140.81 million. During the same quarter in the prior year, the business earned $0.21 EPS. The firm’s revenue for the quarter was up 14.3% compared to the same quarter last year. On average, analysts expect that nCino will post 0.12 EPS for the current fiscal year.

nCino announced that its board has approved a stock buyback plan on Tuesday, April 1st that permits the company to repurchase $100.00 million in shares. This repurchase authorization permits the company to reacquire up to 3.1% of its stock through open market purchases. Stock repurchase plans are generally an indication that the company’s board believes its stock is undervalued.

Insiders Place Their Bets

In related news, insider April Rieger sold 4,325 shares of nCino stock in a transaction that occurred on Tuesday, February 4th. The shares were sold at an average price of $32.60, for a total value of $140,995.00. Following the completion of the transaction, the insider now directly owns 145,953 shares in the company, valued at approximately $4,758,067.80. The trade was a 2.88 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Jeff Horing sold 54,876 shares of the stock in a transaction on Monday, January 6th. The stock was sold at an average price of $35.00, for a total value of $1,920,660.00. Following the sale, the director now owns 4,458,591 shares in the company, valued at approximately $156,050,685. This represents a 1.22 % decrease in their position. The disclosure for this sale can be found here. Insiders have sold a total of 86,877 shares of company stock valued at $2,963,893 in the last 90 days. 28.40% of the stock is currently owned by corporate insiders.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.