Comparing TWFG (NASDAQ:TWFG) & The Baldwin Insurance Group (NASDAQ:BWIN)

The Baldwin Insurance Group (NASDAQ:BWIN) and TWFG (NASDAQ:TWFG) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, earnings, profitability, institutional ownership, dividends and valuation.

Insider & Institutional Ownership

77.5% of The Baldwin Insurance Group shares are held by institutional investors. 20.1% of The Baldwin Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares The Baldwin Insurance Group and TWFG”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The Baldwin Insurance Group	$1.38 billion	3.71	-$90.14 million	($0.39)	-111.36
TWFG	$193.72 million	2.49	$26.10 million	N/A	N/A

TWFG has lower revenue, but higher earnings than The Baldwin Insurance Group.

Analyst Ratings

This is a summary of current ratings and recommmendations for The Baldwin Insurance Group and TWFG, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The Baldwin Insurance Group	1	2	4	1	2.63
TWFG	0	4	5	0	2.56

The Baldwin Insurance Group presently has a consensus price target of $45.29, indicating a potential upside of 4.27%. TWFG has a consensus price target of $33.00, indicating a potential upside of 1.82%. Given The Baldwin Insurance Group’s stronger consensus rating and higher possible upside, equities analysts plainly believe The Baldwin Insurance Group is more favorable than TWFG.

Profitability

This table compares The Baldwin Insurance Group and TWFG’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
The Baldwin Insurance Group	-2.89%	10.57%	3.10%
TWFG	N/A	N/A	N/A

Summary

The Baldwin Insurance Group beats TWFG on 9 of the 12 factors compared between the two stocks.

About The Baldwin Insurance Group

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

About TWFG

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.