Critical Survey: CURRENC Group (NASDAQ:CURR) & CBIZ (NYSE:CBZ)

CURRENC Group (NASDAQ:CURR) and CBIZ (NYSE:CBZ) are both unclassified companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, earnings, profitability, dividends, risk and institutional ownership.

Profitability

This table compares CURRENC Group and CBIZ’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CURRENC Group	N/A	N/A	N/A
CBIZ	7.08%	15.12%	6.16%

Institutional and Insider Ownership

56.0% of CURRENC Group shares are owned by institutional investors. Comparatively, 87.4% of CBIZ shares are owned by institutional investors. 43.3% of CURRENC Group shares are owned by insiders. Comparatively, 5.4% of CBIZ shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and target prices for CURRENC Group and CBIZ, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CURRENC Group	0	0	0	0	0.00
CBIZ	0	0	2	0	3.00

CBIZ has a consensus price target of $86.00, suggesting a potential upside of 10.09%. Given CBIZ’s stronger consensus rating and higher probable upside, analysts plainly believe CBIZ is more favorable than CURRENC Group.

Earnings and Valuation

This table compares CURRENC Group and CBIZ”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CURRENC Group	$48.72 million	1.95	N/A	N/A	N/A
CBIZ	$1.68 billion	2.33	$120.97 million	$2.36	33.10

CBIZ has higher revenue and earnings than CURRENC Group.

Risk & Volatility

CURRENC Group has a beta of -0.27, indicating that its share price is 127% less volatile than the S&P 500. Comparatively, CBIZ has a beta of 0.95, indicating that its share price is 5% less volatile than the S&P 500.

Summary

CBIZ beats CURRENC Group on 10 of the 11 factors compared between the two stocks.

About CURRENC Group

Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.

About CBIZ

CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. It operates through Financial Services, Benefits and Insurance Services, and National Practices segments. The Financial Services segment offers accounting and tax, financial advisory, valuation, risk and advisory, and government healthcare consulting services. The Benefits and Insurance Services provides employee benefits consulting, payroll/human capital management, property and casualty insurance, and retirement and investment services. The National Practices segment offers information technology managed networking and hardware, and health care consulting services. The company primarily serves small and medium-sized businesses, as well as individuals, governmental entities, and not-for-profit enterprises. CBIZ, Inc. was incorporated in 1987 and is headquartered in Independence, Ohio.